Privacy Policy

At Summit Peak Financial Services, we prioritize the security and privacy of your personal information. This Privacy Policy explains how we collect, use, share, and protect your data when you interact with our services.

1. Information We Collect

We may collect the following types of information:

Personal Details: Name, address, phone number, email, date of birth.
Financial Information: Income, employment details, credit history, bank account details (for loan processing).
Identification Documents: Government-issued ID, Social Security number (where required).

Website Usage Data: IP address, browser type, pages visited (via cookies and analytics tools).

2. How We Collect Information

We gather information through:

Directly from You: When you apply for a loan, contact us, or use our website.
Third Parties: Credit bureaus, financial institutions, or identity verification services.
Automated Tools: Cookies and similar technologies to improve website functionality.

3. How We Use Your Information

Your data helps us:

Process loan applications and verify eligibility.
Communicate with you about your account or services.
Improve our products, website, and customer experience.
Comply with legal and regulatory obligations.

4. Information Sharing

We only share your information when necessary, including with:

Lenders & Service Providers: To process and service your loan.
Credit Bureaus: To report loan activity (as permitted by law).
Legal Authorities: If required by law, court order, or fraud prevention.

5. Data Security

We use encryption, secure servers, and strict access controls to protect your information from unauthorized access or misuse.

6. Data Retention

We retain your information only as long as needed for business, legal, or regulatory purposes.

7. Your Rights & Choices

You may:

Access, correct, or request deletion of your data (where applicable).
Opt out of marketing communications.
Disable cookies in your browser settings.

To exercise these rights, contact us at:
📞 Phone: 1-866-200-9921
📬 Mail: 77 E Santa Clara St, #655, San Jose, CA 95113

8. Policy Updates

We may update this policy periodically. Changes will be posted on our website with a revised effective date.

By using our services, you agree to the terms of this Privacy Policy.

Thank you for trusting Summit Peak Financial Services.
Summit Peak Financial Services – Your Partner in Financial Solutions.